Kshitija Pandey

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Publications (4)

• How Financial Literacy Shapes Financial Planning Practices : A PLS-SEM Study of Higher Education Teachers
  Indian Journal of Finance 2026 DOI: 10.17010/ijf/2026/v20i7/176067
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• The role of perceived trust and technology anxiety in intention to use technology tools in HEI: applying the modified UTAUT from user behavior context
  Cogent Education 2025 DOI: 10.1080/2331186X.2025.2597051
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• Indian Tourism Industry and COVID-19: A Sustainable Recovery Framework in a Post-Pandemic Era
  Vision: The Journal of Business Perspective 2024 DOI: 10.1177/09722629211043298
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• Trends in Destination Choice in Tourism Research: A 25-year Bibliometric Review
  FIIB Business Review 2021 DOI: 10.1177/23197145211032430
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