Dr. AJAY PAL SINGH

Employment

• Govt. Degree College Thachi, Mandi, HP Assistant Professor
  2023 - Present
• Sant Baba Bhag Singh University Assistant Professor
  2022 - 2023

Education

Education history is unavailable.

Projects & Funding

Projects & funding information is unavailable.

Publications (3)

• Mapping the Linkage Between Financial Literacy and Financial Inclusion: Evaluating the Mediating Effect of Online Banking and the Moderating Effect of Income
  Journal of Public Affairs 2025 DOI: 10.1002/pa.70089
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• Unlocking financial inclusion: Indian banks' efficiency in Pradhan Mantri Jan-Dhan Yojana explored through DEA
  Rajagiri Management Journal 2025 DOI: 10.1108/RAMJ-04-2024-0119
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• Does Financial Inclusion Matter for the Socioeconomic Development of Marginalized People? Evidence from India
  Vision: The Journal of Business Perspective 2023 DOI: 10.1177/09722629231198609
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