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Abhijit Ghosh

Symbiosis International University, Brainware University, Sikkim Manipal University, Seth Anandram Jaipuria College

ORCID iD 0000-0002-4149-1411
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About

I am a PhD Scholar and academician working in the field of Finance, with a research focus on Financial Inclusion, Digital Banking, FinTech, Green Finance, and Sustainable Finance. My work primarily investigates how digital financial services—especially UPI, Aadhaar-enabled systems, and other components of India’s Digital Public Infrastructure—shape financial behavior and adoption patterns among informal sector workers and low-income communities.

I aim to contribute to poverty reduction by promoting inclusive and accessible digital financial ecosystems. My research integrates quantitative, qualitative, and mixed-methods approaches to examine behavioral intention, digital literacy, technology acceptance, and the broader socio-economic implications of digital payments.

I am also deeply engaged in academic development, teaching, and capacity-building initiatives, and I strive to produce research that is rigorous, socially relevant, and aligned with high-quality publication standards in Scopus and ABDC-listed journals. Through my work, I hope to support evidence-based policymaking and strengthen financial inclusion outcomes for underserved populations in India.

Employment

  • Symbiosis International University PhD Scholar
    2023 - Present
  • Brainware University Assistant Professor
    2022 - Present

Education

  • Symbiosis International University PhD – Doctor of Philosophy
    2023 - Present
  • Sikkim Manipal University Master of Commerce
    2012 - 2024
  • Seth Anandram Jaipuria College Bachelor of Commerce (Honours)
    2005 - 2008
  • Uttarpara Govt. High School Class XII
    ? - 2005

Projects & Funding

Projects & funding information is unavailable.

Publications (7)