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Neeraj Aggarwal

Infosys (India), Thomson Reuters (Canada), Kurukshetra University, Tech Mahindra (India)

ORCID iD 0009-0006-3854-9885
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About

Neeraj Aggarwal is a digital payments and Tier‑0/Tier‑1 modernization leader with 23+ years of experience architecting mission‑critical financial systems across State Street, Citizens Bank, Royal Bank of Scotland, National Australia Bank, Thomson Reuters and Microsoft. His work advances U.S. national priorities in AI engineering, cybersecurity, digital payments, and critical financial infrastructure modernization.

He is the creator of multiple original engineering frameworks—including UICS, ERMI, UAMMF, and UAGB—which have been adopted in modernization programs across global banks and cited in scholarly research. His technical contributions also include the Infosys Topaz Banking Small Language Model, developed in collaboration with NVIDIA and Sarvam AI, and deployed in large‑scale modernization initiatives at State Street, Citizens Bank, and Metro Bank UK.

Neeraj serves as a peer reviewer for IEEE Reliability Magazine, a registered reviewer for IEEE Transactions on Services Computing, and a reserve reviewer for IEEE Software, in addition to reviewing 65+ IEEE/Springer conference papers and serving as a Technical Program Committee Member and Session Chair for international conferences. His judging portfolio includes statewide U.S. STEM competitions such as SkillsUSA Rhode Island, RI MESA Engineering Design Competition, National History Day Rhode Island, and the Infy App Design Challenge (Infosys Foundation USA & PENCIL.org).

He has authored 40+ publications, including peer‑reviewed IEEE Xplore papers, SSRN research, modernization frameworks, and widely read industry articles on AI, cybersecurity, and digital payments. His work has been read by more than 100,000 professionals globally.

Neeraj is a Fellow of IETE, Fellow of Raptors (UK), Senior Member of IEEE, Associate Member of the Mortgage Bankers Association, and Contributor Member of BIAN, the global banking standards body. He also serves on the Rhode Island College Computer Science Advisory Committee and as an Advisor to the Bryant University AI Center of Excellence.

His career reflects sustained, internationally recognized contributions to AI‑driven modernization, enterprise architecture, and the reliability and security of global financial systems.

Employment

  • Infosys (India) Senior Project Manager
    2010 - Present
  • Thomson Reuters (Canada) Technology leader
    2009 - 2010
  • Tech Mahindra (India) Technology Architect
    2008 - 2008
  • Interglobe Technologies Software Engineer
    2006 - 2008
  • NIIT (India) System Executive
    2005 - 2006
  • M M Institute of Computer technology and Business Management Lecturer
    2003 - 2005

Education

  • Kurukshetra University Master of Computer Applications
    2000 - 2003
  • Kurukshetra University Bachelors in Commerce with Computer application (Vocational Course)
    1997 - 2000

Projects & Funding

Projects & funding information is unavailable.

Publications (53)