FinTech, Crowdfunding, Digital Finance
521Researchers on ScholarList
Highest h-index (OpenAlex)
- PULAK GHOSHh-index 27
- Sanjay Tanejah-index 26
- Sanjay Guptah-index 24
- Samuel Ribeiro-Navarreteh-index 23
- Dr. Jitender Kumarh-index 22
Researchers
- Prof. Dr. A. Dinesh Kumar Madhesh University
- Dr. Aastha Sharma
- ABDUL GAFOOR
- Abebe Tilahun Kassaye Werabe University
- Abhijeet Chandrakant Birari
- ABHIJEET KUMAR BANK OF INDIA
- Abhijit Ghosh Symbiosis International University
- Dr. ABHILASHA GUPTA Banasthali University
- Abhinav Pal Symbiosis International University
- Dr Abhineet Saxena Amity University Jaipur
- Abhipsa Pal Indian Institute of Management Kozhikode
- Abin John Christ University
- Aditya Keshari
- Aditya Prasad Sahoo
- Afzalur Rahman Woxsen School of Business
- Ahmed Bouriche University Centre of Maghnia
- AISHA BADRUDDIN Integral University
- Dr. AJAY KR VARSHNEY Indirapuram Institute of Higher Studies
- Akanksha Goel Symbiosis International University
- Akanksha Kathuria
- alpa sethi
- AMALESHWARI UMAPATHY Dwaraka Doss Goverdhan Doss Vaishnav College
- Dr. Amar Johri
- Dr. Amardeep B Bajpai Sandip University Sijoul Madhubani Bihar
- Ameya Patil Savitribai Phule Pune University
- Dr Amit Kumar ABV-IIITM
- Amit Majumder University of Calcutta
- Amit Pandey
- Amitabh Patnaik Dr DY Patil Institute of Management Studies
- Amola Bhatt
- Anand Patil Christ University
- Anandita Ghosh Narsee Monjee Institute of Management Studies
- Ananthi Rajayya
- Aneeta Simon Curtin University
- Animesh Saha
- Anirban Banerjee Indian Institute of Management Ahmedabad
- Anish Patnaik
- Anish Sugathan
- Anita sharma Professor & Associate Dean (Academic Affairs)
- Anitha Kumari
- Anju Gupta IILM University
- Anju Rohilla
- Anju Singla
- Ankit Saxena GLA University
- Ankita Bhatia
- Ankita Das
- Ankita Gupta Delhi Technological University
- Ann Susan Thomas St. Dominic's College
- Dr. Annesha Saha ICFAI University Tripura: Agartala
- Anu Mohta
- Anuj Bhatia University of Delhi
- Anupama Rajesh Amity University
- Dr. Anusha Goel
- anusha rajan SRM University
- Anusuya yadav Vivekanand Education Society's College of Arts
- Archana Jain
- Dr. Archana Nayak Kini Manipal Academy of Higher Education
- Ariane Tichit Université Clermont Auvergne
- Arjun Anand Delhi Technological University
- Arpit Shah Indian Institute of Management Bangalore
- Arpita Gurbaxani
- ARPITA SHARMA Banasthali University
- Arshi Shah Narsee Monjee Institute of Management Studies
- Arti Chandani Jaipuria Institute of Management
- Arun Khatri Hindu College of Engineering
- Arun Singla Shodh Sagar (India)
- Aruna Jha
- Dr. Arvind Mohan
- Asheetu Bhatia Sarin
- Ashish Desai SP Jain Institute of Management and Research
- Ashish Kulkarni Dr. D.Y. Patil Vidyapeeth
- Dr. ASHOK SENGUPTA School of Management Sciences
- Ashutosh Priya , MJP Rohilkhand University M.J.P. Rohilkhand University
- Ashwin Jain Motilal Nehru National Institute of Technology
- Atul Kumar
- Aurelien Quignon University of Luxembourg
- Dr. Avinash Ghadage D.Y.Patil
- Aviral Jain Vellore Institute of Technology University
- Prof. Dr. Babasaheb Jadhav Dr. D. Y. Patil Vidyapeeth (Deemed to be University)
- Babita Jha Christ University
- Ms. Babitha shali Lasrado Yenepoya Institure of Atrs
- Bakir Illahi Dar Manipal University Jaipur
- BALRAJ VERMA Chitkara University Chitkara Business School
- Baranidharan S Presidency University
- Barkha Dhingra University of Delhi
- Barkha Jadwani
- barkha rani University of Rajasthan
- BARUN SRIVASTAVA
- Battula Vijay Kiran
- Bhavana Singh
- Bhupendra Adhikari Sikkim University
- Biju Ajithakumari Vijayappan Nair University of Kerala
- Bimaldeep Kaur Sri Guru Gobind Singh College of Commerce
- Bindya Kohli
- Bipin Palande
- Dr Biswajit R Bhowmik
- Upendra Rao B Presidency University
- Bushra Bushra Jagan Institute of Management Studies
- Chandan Kumar Behera Indian Institute of Management Sambalpur
- Charanjit Singh University of Westminster
- Chinmay Jain
- CHITRA DEVI NAGARAJAN Vellore Institute of Technology University
- D. V. Lokeshwari Dayananda Sagar college of Arts,Science and Commerce
- Daitri Tiwary Birla Institute of Technology and Science
- Dattatray Katore
- Dr.Dattatraya Pandurang Rane
- DAVINDER KAUR SOHI Symbiosis International University
- Deep Chandra
- Deepa Iyer United International Business School
- DR. DEEPA JAIN
- Deepak Kumar La Trobe University
- Deepankar Roy National Institute of Bank Management
- Deepika Dhingra BML Munjal University
- Dr. Deergha Sharma
- Devi Baruah Rajiv Gandhi University
- Devika Arumugam Indian Institute of Management Indore
- Dharini Raje Sisodia
- Dharmendra Singh Modern College of Business and Science
- dhiraj sharma Punjabi University
- DilipKumar Suthar
- Dilpreet Kaur Indian Institute of Technology Delhi
- Dimpal Singhania
- Dr. DINESH PRASAD Siddharth university
- Multidisciplinary Cosmopolitan Journal of Research (MUCOJOR)- 2583-9829 (Online) Kanishk Chavda Education Charitable Trust
- Dippi Verma T John College
- Divya Gangwar
- Divya Goswami
- Dr. Divyesh Kumar Jyothy Institute of Commerce and Management
- Dixit Kalra CGC University
- Dolly Gaur Symbiosis International University
- Edwin Hernan Asis Universidad de Huánuco
- Efa Ayu Nabila Universitas Raharja
- EKTA KASANA
- Ela Tuli Indian Institute of Management Ranchi
- Enrique Planells-Artigot ESIC Business & Marketing School
- فايز ابو عمرية FAEYZ ABUAMRIA Palestine Ahliya University
- Faizan khan Sherwani Jamia Hamdard
- DR FARHINA SARDAR KHAN Integral University
- Gagan Deep
- Ganesh Sahu Motilal Nehru National Institute of Technology
- Garry Wei-Han Tan
- Gopalakrishnan Chinnasamy Jain University
- Gurudutta Japee Gujarat University
- Dr. Habibur Rahman Laskar Assam University
- Han Yu
- Hari Prasad Josyula
- Hariharan Ravi Presidency University
- Harmeet Kaur Hansraj College
- Harsha Indian Institute of Managment
- HARSHITA JANGID Manipal University Jaipur
- HARSINI NATARAJAN
- Hashem Almashaqbeh
- HIMANI HIMANI INSTITUTE OF MANAGEMENT & RESEARCH
- Prof. Himendu Prakash Mathur
- Dr. Ibha Rani Kristu Jayanti (Deemed to be University)
- Indu Nain Christ University
- Ishita Ghosh
- James Dominic Indian Institute of Management Tiruchirappalli
- Jan Keil Indian School of Business
- Janardan Krishna Yadav O. P. Jindal Global University
- Jasdeep Singh Walia Lovely Professional University
- Jaskirat Singh
- Jaya Gera
- Jayant Mahajan Christ University
- Jayanta Chakraborti GIBS Business School Bangalore
- Jayaprada Putrevu
- Jayaram Uparna
- JEEVAN RAJ
- Dr. JEEVESH SHARMA Manipal University Jaipur
- Jeff Thomas
- Dr. JESWIN JOSE Christ University
- Jianjun Li
- Jillet Sarah Sam Indian Institute of Technology Kanpur
- Dr. Jitender Kumar Deenbandhu Chhotu Ram University of Science and Technology
- Dr V Y John Jain University CMS Business School
- José Miguel Berné-Martínez ESIC Business & Marketing School
- Jyoti Gogia Dayalbagh Educational Institute Faculty of Social Sciences
- Jyoti Shukla Babu Banarasi Das University
- JYOTI VERMA Chitkara University Chitkara Business School
- K ALAMELU Alagappa University Faculty of Management
- Dr.K BALAJI Christ University
- K. Kajol Indian Institute of Information Technology Allahabad
- Kamakshi Mehta Manipal Academy of Higher Education
- Kamal Batta Chandigarh University
- Dr KAMATAM SRINIVAS Osmania University
- Kanika Thapliyal Graphic Era University
- Kanishka Gupta Symbiosis International University
- Kapil Kumar Aggarwal North-West University
- KARTHIK NATASHEKARA
- Kashif Beg Vellore Institute of Technology University
- Kashif Iqbal Siddiqui Jamia Millia Islamia
- Dr K K Mishra Chandigarh University
- Dr. Kavit Anjaria JG University
- Kavita Ingale MIT World Peace University
- Kavitha Desai
- Dr. Khalid Mehraj Aarifeen school of excellence Baramulla
- Kiran Kunjangada
- Kiran Sood Chitkara University
- KIRANSURYAKUMAR K Kalasalingam Academy of Research and Education
- Dr. Kirti Khanna Jaipuria Institute of management
- kirti sood Chandigarh University
- Dr. KIRUTHIKA DHANAPAL Chennai Dr. Ambedkar Government Law College
- Klaus Ulrich ESIC University
- KOMAL GOYAL
- Komalpreet Kaur
- Krishn Awatar Goyal Jai Narain Vyas University
- Kriti Dhingra
- Kriti Kishor
- Kumar Aashish Jaipuria Institute of Management Noida
- Kunal mehta
- Kyvalya Garikapati KIIT University
- Laith Yousef Bani Hani Andhra University
- Dr. Lakhwinder Kaur Dhillon Amity University
- Lata Kumari Pandey Indian Institute of Information Technology Allahabad
- Dr Laxmana Rao Goranta Dayananda Sagar University
- Le Zhao California State University
- Dr.Leelawati Pokhrel
- Lina Sonne Vyas
- Lokesh Gupta Sir Padampat Singhania University
- Lovleen Gupta
- Dr. M. Tanzeem Raza Maulana Abul Kalam Azad University of Technology
- Prof. Dr. M. Vasuki Madhesh University
- Madhura K Yenepoya University
- Mamun Rashid
- Dr. Manali Agrawal Christ University
- MANAS ROY Manipal University Jaipur
- Manish Chahar Indian Institute of Technology Bombay
- MANISH SINHA Symbiosis Centre For Management and Human Resource Development
- Dr. Manisha Sanghvi Symbiosis International University
- Manisha Yadav
- Dr. Manjit Kour
- Manju Rani
- Manoj Panda Symbiosis International University Symbiosis Centre for Management and Human Resource Development
- Manpreet Kaur
- Marie Vasek University College London
- Maryam Meraj Aligarh Muslim University
- Mathias Awuni Stevens Institute of Technology
- Matloob Ullah Khan Jamia Hamdard
- Maurizio Fiaschetti University College London
- MAYANK JINDAL Chhatrapati Shahu Ji Maharaj University
- Dr. Md. Moneef Ahmad Aligarh Muslim University Faculty of Commerce
- dr. meera sharma Uttaranchal University
- Megha Garg
- Megha Kukreja
- Meghna Chotaliya London School of Economics and Political Science
- Minali Banerjee Manipal University Jaipur
- Mohammad Edris Abdurahim Zai
- Mohammad Haque Aligarh Muslim University
- Mohammad Irfan
- Dr. Mohammad Kashif Graphic Era University
- Mohammed Afzal Aligarh Muslim University
- MOHAMMED EL HADI EL MAKNOUZI University of Al Dhaid
- MOHD ADNAN Uttaranchal University
- MOHD MOHSIN KHAN
- MOHD SALEEM Teerthanker Mahaveer University
- Mohd Shamshad Galgotias University
- Mohd Yousuf Javed Jamia Hamdard
- Mohit boralkar Christ University
- Mohit Pathak International Management Institute
- Mohit Verma
- MOHMMAD ASIF Saudi Electronic University
- Mohsin Showkat
- mridula goel
- MRIDULA M MENON Anna University
- Mugdha Shailendra Kulkarni Christ University
- Muhammed Jisham Christ Academy Institute for Advanced Studies (CAIAS)
- Mukesh Pal
- MUKUL BHATNAGAR Graphic Era Deemed to be University
- Dr. Munish Gupta Chandigarh University
- Murali Malempati Mastercard International INC
- Dr. Mushtaq shah Lovely Professional University
- Muzamil Ahmad Baba Institute of Public Enterprise
- Naboshree Bhattacharya Manipal University Jaipur
- Nakul Gupta Management Development Institute
- Dr. Nancy Sahni
- Dr. Naresh Sachdev PCTE Group of Institutes Ludhiana
- Narinder Kumar Bhasin AXIS BANK LIMITED
- Naveenan R.V. Christ University
- Dr. Navpreet kaur Sidhu Chitkara University
- Dr.Nazia Hasan Teerthanker Mahaveer University
- NEHA ARORA Institute of Management Technology
- Dr. Neha Parashar Symbiosis School of Banking and Finance
- NEHARIKA SOBTI
- Dr Nenavath Sreenu Maulana Azad National Institute of Technology
- Nida Khan
- Dr.Nidhi Raj Gupta
- Nidhi Srivastava GL Bajaj Institute of Management and Research
- Niha
- Nihanshi Goyal
- Nikhat Mushir
- NIMESH BHOJAK Hemchandracharya North Gujarat University
- Nirakar Nath Pandey CHRIST (Deemed to be University) - Dehli NCR Campus
- Nirupama Kulkarni
- Nisha Arora
- Nisha Shankar Christ University
- NISHI Malhotra
- Dr. Nishtha Ujjawal Noida Institute of Engineering and Technology
- NITIN KULSHRESTHA
- Nitin Pathak Chandigarh University
- Nitin Simha Vihari Middlesex University Dubai
- Noufal Alrefaei Mangalore University
- omika bhalla saluja Pranveer Singh Institute of Technology (Pharmacy)
- Govindan P KS Rangasamy College of Arts and Science
- Pallavi Kudal Sri Balaji University
- paluri sheela GITAM University
- PANKAJ DHAUNDIYAL Christ University
- Pankaj Sharma Shri K K Shastri Government Commerce College
- Dr Partap Singh
- Pawan Kumar Bhura University of Delhi Shyam Lal College Evening
- Pawan Pant
- Payal Jain
- PIYUSH KUMAR JAIN Christ University
- Pooja Devi Uttaranchal University
- Pooja Jain Guru Gobind Singh College for Women
- Pooja Kulkarni Vishwakarma University
- Poonam Dugar Ahmedabad University
- Dr. Prabha Garg
- Prabhakar Nandru
- Prabir Kumar Das Indian Institute of Foreign Trade
- Pramesh Chettri
- Pranav Saraswat
- Prashant Dev Yadav Symbiosis International University
- Prashant Gupta Mahindra University
- Prashant Sonawane Gondwana University
- Prashant Ubarhande, PhD
- Pratibha Giri Christ University
- Dr. Pratiksha Jha Christ University
- Praveen Singh Graphic Era University
- PRAVESH SOTI Noida Institute of Engineering and Technology
- Preethi Vijayagopal
- Prihana Vasishta
- Dr Prince Dawar Malaviya National Institute of Technology Jaipur
- Priti Aggarwal O. P. Jindal Global University
- Priya Jindal Chitkara University Chitkara Business School
- Priya Makhija
- Priyanka Chugh Chandigarh University
- Priyanka Ghosh
- Priyanka K Alagappa University
- Priyanka Pandey
- PULAK GHOSH Indian Institute of Management Bangalore
- Purushottam Bhandare Tata Institute of Social Sciences
- Dr. Purushottam Kumar Arya
- RAHUL KUMAR Jaypee University Anoopshahr
- Dr Rahul J Nikam Sharda University
- Rahul Singh Gautam Symbiosis Institute of Business Management
- Raj Kovid
- Dr. Rajanikant Verma University of Delhi
- Rajat Singh Yadav
- Rajeev Sengupta MIT World Peace University
- Rajesh Sadhwani Charotar University of Science and Technology
- RAJESH TIWARI Graphic Era University
- RAJIV DIVEKAR
- Rajnish kler
- Rakhi Arora
- Ram Milan
- Dr. Ram Prakash Pandey Shri Ram College of Commerce (SRCC)
- Ramesh Chandra Dangwal
- RAMJEEVAN PRASAD DAS
- Ramya K Murthy Indian Institute of Management Bangalore
- Ranjany Sundaram Amrita Vishwa Vidyapeetham - Amritapuri Campus
- Rashika Kumari
- Ravindra Tripathi
- Reena Agrawal
- REENU MOHAN Kristu Jayanti College
- Rimita Hom Chaudhury Acharya Prafulla Chandra College
- Rishi Manrai Bennett University
- Dr. Rita Devi Central University of Himachal Pradesh
- Ritesh Dwivedi Symbiosis International University
- Ritesh Khatwani Symbiosis Institute of Business Management
- Ritu Arora
- Rohan Chinchwadkar
- Ruchi Malhotra
- Ruchika Pranveer Singh institute of Technology
- Dr. Ruchika Gupta ABES Business School
- Ruchika Jain Gobindgarh Public College
- Prof S. M. Jawed Akhtar Aligarh Muslim University
- Dr Sachin Chavan Sri Balaji University
- Sagar Gupta
- Sagar Gupta
- Sahiba Khan
- Sakha Gangadhara Rama Rao GITAM University
- SAKTHI SRINIVASAN Vellore Institute of Technology University
- Saladi Jaswanth seshasai SRM Institute of Science and Technology
- SAMARPAN NAWN Indian Institute of Management Udaipur
- Sambit Brata Rath XIM University
- Samuel Ribeiro-Navarrete Lithuanian Centre for Social Sciences (Lithuania)
- SANGEETA WATS Narsee Monjee Institute of Management Studies
- Sanjay Gupta Sri Aurobindo College of Commerce and Management
- Sanjay Taneja
- SANJEEV BANSAL Punjab Technical University
- Sanju Verma
- Sanket Vij
- Santosh Gopalkrishnan Symbiosis International University Dubai
- Santosh Kumar Vijaybhoomi University
- Sapna Bisht
- SARANYA SASIKUMAR
- Saravana Ravindran National University of Singapore
- Sarita Mishra Sri Sri University
- Sarwat Jahan Symbiosis International University
- Sasmita Mishra
- Dr.Satish Dhoke Moreshwar Arts Science and Commerce College
- Satish K Mittal Gautam Buddha University
- Satishwar Kedas Parque do Alentejo de Ciência e Tecnologia
- Saumyaa Pandey
- Dr. Seeboli Ghosh Kundu Symbiosis Centre for Management Studies
- Seshanwita Das
- Dr. Shabir Hussain (PhD) University of Jammu
- Shagun Sharma
- Shahadat Hossain Curtin University
- Shaiku Shahida Saheb VIT-AP University
- SHAKEB AKHTAR Universal Ai University
- Dr Shakira Irfana
- Shalu Chopra Vivekananda Education Society's Institute of Technology
- Shankhadeep Banerjee Indian Institute of Management Bangalore
- Shantanu Ghosh Mugberia Gangadhar Mahvidyalaya
- Shanu Srivastava Banaras Hindu University
- Shaply Abdul Kareem Presidency University
- Sharad Gupta Christ University
- Dr.SHARMA K R S Jawaharlal Nehru New College of Engineering
- Dr Sharneet Singh Jagirdar, FRM Thapar Institute of Engineering & Technology
- Shashank Solanki CHRIST (Deemed to be) University
- Shawn O'Donoghue
- Shelly Gupta
- shika saravanabhavan ISEC
- Shikha Agarwal
- Shiney Sam Christ University
- shipra agarwal
- Dr.Shirisha Deshpande Chaitanya Bharathi Institute of Technology
- SHIVALIK SINGH Indian Institute of Science Bangalore
- Shivangi Saxena
- Shreeya Rajpurohit
- SHREYAAS S
- Dr. Shruti Jose Christ University
- Shruti Ranjan
- Shubh Karan Singh Chitkara University
- Shubhangi Gautam
- Shubhangi Singh Amity University
- Shubhanker Yadav Jaipuria Institute of Management
- Shweta Jaiswal University of Allahabad
- Shweta Jha
- Dr. Shyam Sunder Agrawal Lovely Professional University
- Simarjeet Singh Great Lakes Institute of Management Gurgaon
- siva kalluru
- Smita Wagholikar
- Dr. Smriti Pathak PCCOER
- Snehal Shetty Amrita Vishwa Vidyapeetham - Amritapuri Campus
- DR. SOFIA DEVI SHAMURAILATPAM The Maharaja Sayajirao University of Baroda
- Sogra khatoon Sogra Impact college managememt
- Somya Gupta
- Sonali Bagade Dnyaan Prasad Global University
- Sonia Peter Gitarattan International Business School
- Sridevi Gopakumar Loyola Institute of Business Administration (LIBA)
- Srihari Hulikal Muralidhar
- SRIJANIE BANERJEE Dr. D.Y. Patil Vidyapeeth
- Srinivasa Rao Dokku Pradad V Potluri Siddhartha Institute of Technology
- Sriram Divi Pandit Deendayal Energy University
- Sriranga Vishnu
- Sruthi Rajan CHRIST (Deemed to be University)
- Stanny Dias Christ University
- sudhanshu pandiya Chhatrapati Shahu Ji Maharaj University
- Sudhanshu Sekhar Pani Narsee Monjee Institute of Management Studies
- Suhas Harbola
- SUHASINI VERMA
- Sujit Kumar Patra Jaipuria institute of management Lucknow
- Prof Sultan Singh
- Dr. Sunil Kumar ICFAI University
- SUNIL SANGWAN Institute of Rural Management Anand
- sunitha ratnakaram OP Jindal Global University Jindal Global Business School
- SUNNY DAWAR Manipal University Jaipur
- Suparna Ray Amrita Vishwa Vidyapeetham
- Dr. Sushma Sharma SRM University
- SUVARNA HIREMATH KLE Technological University
- Swaranjeet Arora Lal Bahadur Shastri Institute of Management
- Swati Gupta PML SD Business School
- Swati modi GLS University
- Sweta Goel
- syed ahmed saad
- Syed Hasan Jafar
- Dr SYED NOORUL SHAJAR Vellore Institute of Technology University
- Dr Syed Shahid Mazhar Integral University
- Tabitha Durai Madras Christian College
- Tanvi Jindal
- Dr. Tarun Kashni Jain University
- TARUN SHARMA
- Tatja Karkkainen
- Tejasva Jugran
- Dr. Trupti Bhosale MIT World Peace University
- uma shankar yadav Motilal Nehru National Institute of Technology
- Upasana Gupta
- Urvashi Varma Amity University
- Vansh Gupta ETH Zurich
- Dr. VARUN KESAVAN Xavier Institute of Management and Entrepreneurship
- Vedantam Seetha Ram Jain University
- Venkamaraju Chakravaram OP Jindal Global University
- Dr. Venkataramana Arangi Andhra University
- Vibha Bhandari University of Technology and Applied Sciences-Nizwa
- Vibhuti Jain Vibhuti Jain Graphic Era University
- Vidhu Shekhar S.P. Jain Institute of Management and Research
- Vidhya S
- Vidushi Vatsa
- vijaya marisetty Indian Institute of Management Visakhapatnam
- Vijaya Vijaya Narsee Monjee Institute of Management Studies
- Vijayakumar Bharathi S Symbiosis Center for Information Technology
- vijeta singh
- Dr. Vijeyandra Shahu Datta Meghe Institute of Higher Education and Research
- Vikas Kumar Fairylite
- Prof. Vikas Sharma Chandigarh University
- Vikrant Vikram Singh Symbiosis International (Deemed University) Symbiosis Centre for Management Studies Pune
- Vimal Babu SRM University AP
- Vinay Kumar Jain Jaypee University of Engineering and Technology
- Vinayakan Kasinathan Khadir Mohideen College
- Vinit Kumar Galgotias College of Engineering & Technology
- Vinki Rani
- Vishal Mahale Sandip Foundation
- Vishal Sharma Himachal Pradesh University
- Vivek Gupta Indian Institute of Management Lucknow
- Dr. VIVEK KUMAR Kurukshetra University
- Vivek Verma Graphic Era University
- Dr Zakir Shaikh Kingdom University
- Zhouheng Wu Guangdong University of Foreign Studies
- ZIA UL HAQ Central University of Kashmir